Welcome to Finance System of Richmond, Inc., where we turn your bad debt into profit! We know how important it is for you to collect outstanding debts from nonpaying customers and we also know how important your time is to you. Finance System can do all of that work for you... and you only pay if we collect! It's a win-win situation!

The collectors of Finance System are trained and experienced in all phases of collection work to include credit reporting, legal action, skip tracing, and much more. We are a member of the American Collectors Association International in a network of more than 4500 agencies worldwide. We are also thoroughly knowledgeable of the requirements of the Fair Debt Collection Practices Act, as well as regulations encompassing every state in America.

Medical Bills

Retail and Service Debts

Bad Checks

Loans

Credit Card Debt

Veterinary Bills

Heating Oil Accounts

Utilities

...and much, much more!

Communication from a collection agency conveys immediate urgency to the debtor. Upon receipt of your request for collection on an account, we immediately begin collection proceedings by sending a letter advising the debtor that the account has been placed with Finance System. Then, our trained and experienced collectors will personally attend to the account. We also electronically report to the three major credit bureaus every month.

All unpaid accounts are reported to the four national credit bureaus: Equifax, Experian, TransUnion and Innovis after remaining in our agency for 60 days.

Skip-Tracing is performed on accounts to update or locate current contact information. Our system instantly searches Billions of records.

Finance System of Richmond, Inc. would always like to collect your overdue accounts using conventional voluntary methods, but sometimes litigation becomes a powerful and necessary tool in that task. If Finance System determines a need for this process, we will request written authorization from the client prior to taken such action.

As a member of the American Collectors Association International, Finance System of Richmond, Inc. has the ability to forward accounts to more than 4500 member agencies around the world who are licensed for collection in that location.

We will prepare monthly collection statements on the last day of each month. This statement and our remittance is forwarded on to the client immediately that day. For those clients in the surrounding area, most statements are delivered by hand by a sales associate the following day to ensure next day delivery!

If anybody can get your money for you, Finance System can. Our rates are competitive and we work on a contingent fee basis. Whereby, you put no more of your good money on top of the bad money you have outstanding. If no monies are collected, you pay us NOTHING! For more details, give us a call at 1-877-962-7507 today! Remember, the sooner an account is placed with us, the better the chances are for speedy recovery. Plus, the savings in time allows you to do what you do best - concentrate on your business. We make collecting your bad debts our business.